The Credit Card Game

Guide to points, miles, and free money

February 21, 2013
by admin

Hawaiian Airlines – 35,000 Miles

(Full disclosure: We do not receive a referral bonus for this offer)

Hawaiian Airlines Visa Signature Card

The Hawaiian Airlines Visa Signature card is offering 35,000 miles after you spend $1000 within 4 months and you also get a companion ticket for 50% off.

FYI, 40,000 miles is equal to 1 round trip ticket from Los Angeles to Hawaii.

I am thinking about converting the 35,000 Hawaiian miles to Hilton points, which gives you 3x the 35,000 miles. this equals 105,000 Hilton points.

You can apply here

February 20, 2013
by admin

50,000 Hilton HHonors Points – American Express Deadline EXTENDED

(Full disclosure: We do not receive a referral bonus for this offer)

hilton hhonors


The Hilton HHonors card from American Express offers users 50,000 points for a
$750-worth of purchases during the first 3 months of membership. A dollar of eligible
purchases of HHilton HHonors brands at participating hotels earns the cardholders 6
points while a dollar of other purchases earns cardholders 3 bonus points.

Hilton HHonors does not collect annual fees and cardholders can enjoy its no blackout
dates when redeeming points for hotel stays. There are also no annual fees for additional
cards. Cardholders can receive the complimentary Silver Status for the lifetime of the
card and enjoy the benefits included with it.

Apply HERE

This offer ends on April 30, 2013.

January 2, 2013
by admin

50,000 Hilton HHonors Points – American Express

(Full disclosure: We do not receive a referral bonus for this offer)

hilton american express credit card

The Hilton HHonors credit card from American Express is offering 50,000 HHonors Bonus Points after you make $750 in purchases within the first 3 months of membership.

50,000 HHonors Bonus Points =

  • 6 nights at a Category 1 hotel
  • 4 nights at a Category 2 hotel
  • 1 night at Categories 3-6 hotels

There is NO ANNUAL FEE for this credit card and there are no blackout dates when you redeem your points for hotel rooms.

This offer expires February 28, 2013

Apply Here


December 20, 2012
by admin

US Airways – 50,000 Bonus Miles (no minimum spend)

(Full disclosure: We do not receive a referral bonus for this offer)

US Airways has increased their bonus miles from 40,000 to 50,000 miles.

Breakdown: You receive 40,000 miles after your first purchase and an extra 10,000 miles after you make a balance transfer within 90 days of starting your account.

Although they do charge a $89 annual fee, you don’t have to worry about a minimum spending limit and you also receive a 5,000 mile discount when you redeem your miles for travel. This means a trip that will cost 30,000 miles will only cost you 25,000 miles. You also receive 2 companion passes per year that starts at $99 plus taxes and fees for each traveler.

Apply Here

December 17, 2012
by admin

Choice Hotels

Earn enough points for up to 4 free² nights at over 1,500 hotels!  The no annual fee1 Choice Privileges® Visa Signature® card is the ONLY card that lets you earn Choice Privileges points for things you buy every day.  Plus, you’ll receive Elite Gold status.3

With your card, you’ll earn:

  • 8,000 points after your first purchase4
  • 24,000 points after your first paid stay using the new Choice Privileges Visa Signature card 5

That’s a total of 32,000 points – enough for up to 4 free nights at over 1,500 locations

  • 15 points per $1 spent at over 4,200 Choice Privileges locations worldwide 6
  • 5 points per $1 spent on additional Choice Privileges points and Choice Hotels gift cards 7
  • 2 points per $1 spent on everyday purchases such as gas and groceries 7
  • Automatic upgrade to Elite Gold status

Terms and Conditions



December 6, 2012
by admin

Fly for Free – Earn a Southwest Companion Pass Quickly! – Offer expires 12/6/2012

What is a Southwest Companion Pass? It is a pass from Southwest Airlines that allows you to bring a companion anywhere you fly…for free. Yep! Travel with your spouse, relative, friend, or foe for free for the next 2 years. You also receive $1,600 worth of free flights when you convert your bonus points!


How Do I get the Southwest Companion Pass? You need 100 one way flights in a calendar year OR 110,000 bonus points in order to receive a Southwest Companion Pass.


How to Earn 110,000 Bonus Points:
  1. Earn your Southwest Companion Pass (110,000 bonus points) quickly by signing up for 2 Chase Southwest credit cards.
  2. One will be for a personal account the other will be for a business account.
    • If you do not own a real business, you may still qualify.
    • You may also call the Chase Business Reconsideration Line (800-453-9719)  if you  do not qualify for a business card right away.
    • Here are some tips to make your phone call a success, courtesy of MillionMileSecrets.
  3. You will get 52,000 bonus points from your personal card and another 52,000 bonus points from your business card
    • You must spend $2,000 on each card (total = $4,000) within 3 months
    • Make sure to wait until 2013 before you spend the total $4,000 in order to get your Companion Pass for 2013 and 2014
    • Sign up online to monitor your spending
  4. To earn the extra 6,000 points needed you can:
    1. Sign up for Choice Hotel Points and buy 20,000 Choice hotel points for $220 and transfer them for 5,882 Southwest Bonus Points HERE.
    2. Spend $118 more on either of your Chase Southwest cards OR get 1,000 more Southwest Bonus Points by spending $29.99 plus shipping at TeleFlora, a Southwest Rewards Parnter.


December 6, 2012
by admin
1 Comment

Qualify for a Business Credit Card

A lot of my friends work for companies and do not own their own business. When I tell them about offers from business credit cards, they get discouraged and say that they wish they had a business so they could get the perks. Well, most of them have their own business and don’t even know it!

A Business is an organization engaged in the trade of goods, services, or both to consumers.

Do you sell trinkets or books on ebay? You might be a business!

Do you sell old furniture on Craigslist? You might be a business!

Do you help your friends with logo designs? You might be a business!

When you talk to the credit card representative let them know that you make sales on Ebay, or design logos, or whatever you do for profit and would like to keep your business spending separate from your personal spending.

DBA (fictitious business name)

If they require documentation, you can easily obtain a DBA, or fictitious business name, from your county clerk’s office or with your state government, depending on where your business is located. There are a few states that do not require the registering of fictitious business names.

EIN (Employee ID Number)

An Employer Identification Number (EIN) is also known as a Federal Tax Identification Number, and is used to identify a business entity. Applying for an EIN is easy and free.  Do you need an EIN? If you answer “Yes” to any of the questions below, you will need an EIN.




November 28, 2012
by admin

Chase Freedom 2013 – 5% Cash Back Categories

I love my Chase Freedom credit card. They have the best cash back program with 5% cash back on multiple categories that rotate every quarter. They offer one of the highest cash back programs with 5% back on $1,500 in category spending each quarter. This means 5% back on $6,000 a year or $300 cash back at the end of the year!

Below are the 5% Cash Back Categories for 2013

 The Credit Card Game Tips

  • Chase Freedom does not charge an annual fee or an inactivity fee
  • Get gift cards for even more value per dollar. When you redeem gift cards for rewards, there are some available at discounted values.
  • Apply nowand get:
    •  a $100 bonus
    • 5% cash back on category purchases
    • 1% cash back on all other purchases
    • 0% APR on all purchases and balance transfers for 15 months!

November 27, 2012
by admin

Citi Business Card – 50,000 Thankyou Points

Citi has a new promotion for their CitiBusiness Thankyou Card. Receive 25,000 Thankyou points by spending $3,000 in the first 3 months of becoming a cardmember and receive another 25,000 points after spending $3,000 within the next 3 months. 50,000 Thankyou points = $500 in gift cards Offer ends 12/20/12

Earn 3 ThankYou® Points for every dollar you spend on eligible purchases in quarterly rotating business categories

  • Jan-Mar: Professional services, Office Supply merchants,  and Advertising services
  • Apr-Jun: Computer Equipment and Software merchants, Telecommunications merchants
  • Jul-Sept: Airlines, Hotels, Car Rental merchants
  • Oct-Dec: Restaurants and Entertainment

Earn 1 ThankYou  Point for every dollar spent on all other purchases. Thankyou Points do not expire and there is no limit on the number of points you are able to earn.